These Smart Girl study notes include:

Grade 11 financial math:

• Simple growth and decay

• Compound growth and decay

• The effects of different compounding periods

• Timelines (interest rate changes and additional withdrawals & deposits)

• Nominal & Effective Interest Rates

Grade 12 financial math:

• Future Value Annuities

• Present Value Annuities

• Loan Values

• Differing Final payments

• Deferred Payments

• Sinking Funds

• Pyramid Schemes